Calculators | Oxygen - Home Loans Made Simple

Get started with our easy to use calculators

Borrowing Power Calculator

Use your details to estimate how much you can borrow.

Loan Comparison Calculator

Adjust rates and terms to compare different home loans.

Property Buying Cost Calculator

See what buying will cost you on top of the purchase price.

Managing your finances should be easy

To help you out we’ve put together a collection of over 20 calculators that will allow you to work through a number of scenarios and help plan your financial situation.

Select from the list of savings, tax and loan calculators below.

Loan Repayment Calculator

Estimate your home loan repayments and work out how to repay it faster.

Lump Sum Repayment Calculator

Calculate how much a lump sum payment on your loan will save you.

Compound Interest Calculator

See how much your savings can grow over time.

Credit Card Calculator

Work out your savings if you pay more than the minimum payment.

Home Loan Offset Calculator

Estimate how much interest you’ll save by using your savings to offset your home loan.

Introductory Rate Loan Calculator

Calculate what happens to your loan with an introductory or ‘honeymoon’ rate.

Reverse Mortgage Calculator

See how much equity you can access in your home and calculate the costs of the loan.

Income Annualisation Calculator

Work out your annual income from the money you’ve received so far this year.

Comparison Rate Calculator

Use interest rates and fees to compare trues costs of different loans.

Mortgage Switching Calculator

See what it costs to move your loan to a new lender.

Interest Only Mortgage Calculator

Work out your repayments on an interest-only home loan.

Property Selling Cost Calculator

Find out how much it will cost to sell your property and see where to save.

Income Tax Calculator

See exactly how much tax you’ll pay on your income.

Leasing Calculator

Calculate the repayments you’ll need to make on a financed vehicle or equipment.

Budget Planner

Use your income and expenses and to better plan your spending.

Stamp Duty Calculator

Find out how much stamp duty you’ll have to pay on a home.

Extra Repayment Calculator

See the difference additional payments will make on your home loan.

Split Loan Calculator

Work out the costs of splitting your loan into a fixed and variable loan.

Saving Calculator

See how much you can grow your savings.

Rent Vs Buy Calculator

Fortnightly Repayment Calculator

How Long To Repay Calculator

How Much to Deposit Calculator

How Long To Save Calculator

Income Gross Up Calculator

SMSF Property Calculator

Estimate your costs, returns, and cash flow to assess the viability of property investments within your SMSF.

* Please note the results from each calculator should be used as an indication only. For more detailed information we recommend that you contact us directly.